Charles Farrell is the developer of a new and unique personal finance system called Your Money Ratios. His book, Your Money Ratios: 8 Simple Tools for Financial Security was published in December 2009. It is available in major bookstores and online. If you’d like to sign up to receive useful newsletters from Charlie Farrell, please click here.

The genius of the Money Ratios system comes from its simplicity. If you’re like most people, you’re confused about how to lead a healthy financial life today and still position yourself for a secure retirement that may be decades away.

The system is based on a series of simple ratios that anyone at any age can use to answer the five universal questions of personal finance. The Money Ratios are exceptional tools because they pack a great deal of information into a very simple format and allow you to benchmark your situation against the ratios.